The Godmother is always talking about things she *needs* to buy...usually it's some sort of clothing item or another.

She just found out that she will be getting a 20% paycut (but in her situation, she will be able to get some Employment Insurance to make up for some of the lost income). She said, "if I had known this was coming, I would have thought twice about getting the renovations done [to her home]."

I'm going to sound so judgmental about this because I can be smarter with my own money, too...

But she didn't save up for the renovations and relied on a line of credit. For the last several months, she kept talking about how slow things were at work. And she's been dropping a lot of money on clothes as well. $200 for a pair of trendy jeans? "Yeah, but they're so comfortable, and I will wear them a lot! And I found them on sale!" I think she'll cut back on her spending a little, and she plans on not contributing to her retirement savings for a while. But this weekend, she's going to look for a dress. Besides, "it's something I can wear to work." ... if you're going to be working less often, wouldn't you spend less on your working wardrobe?

Right now, I just have a hard time doing the spend now, worry later bit. Maybe it's because I was like that a few months ago...I just don't want her to get into a huge amount of debt!

And she is so anti-marriage right now that I wonder if she is even happy for one of our best friends who just announced she's getting married in the fall! It's one thing to not want to marry and wonder what the point of marriage is, but to be negative and to put down others for wanting marriage just doesn't seem right to me. She didn't say anything nice about it to me at all when we found out. I'm even afraid to get excited about the wedding in front of her!